diff --git a/modules/mogo-module-service/src/main/java/com/mogo/module/service/launchercard/LauncherCardRefresher.java b/modules/mogo-module-service/src/main/java/com/mogo/module/service/launchercard/LauncherCardRefresher.java
index 478780c78e..7b2820a1d9 100644
--- a/modules/mogo-module-service/src/main/java/com/mogo/module/service/launchercard/LauncherCardRefresher.java
+++ b/modules/mogo-module-service/src/main/java/com/mogo/module/service/launchercard/LauncherCardRefresher.java
@@ -241,7 +241,9 @@ class LauncherCardRefresher {
     }
 
     private void startNextRefreshStrategy() {
-        mRefreshStrategy = mRefreshStrategy.getNext();
+        if ( mRefreshStrategy != null ) {
+            mRefreshStrategy = mRefreshStrategy.getNext();
+        }
         restart();
     }
 
@@ -402,7 +404,7 @@ class LauncherCardRefresher {
         }
 
         int counter = SharedPrefsMgr.getInstance( mContext ).getInt( KEY_LauncherCardTipCounter, 0 );
-        if ( counter >= 5 ) {
+        if ( counter >= 1 ) {
             long lastTipTime = SharedPrefsMgr.getInstance( mContext ).getLong( KEY_LauncherCardTipLastTipTime, 0L );
             if ( System.currentTimeMillis() - lastTipTime < 7 * ONE_DAY ) {
                 return;